Victoria's trusted accident experts

Car Accident? Not Your Fault?

Get a replacement vehicle at no cost to you

We deliver a like for like replacement vehicle, often the same day, and deal with the at fault insurer for you.

4.9 rated by Victorian drivers on Google

4.9 rated by Victorian drivers on Google

Get in touch now to secure a replacement vehicle fast.

No obligation, and $0 cost to you if you are not at fault.

Fast response times guaranteed

*Our service is not for Transport Accident Commission claims

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$0 Cost to You

Not at fault means you pay nothing

Lifetime Repair Warranty

For as long as you own the car

Same Day Delivery

Back on the road without the wait

In House Team

Our own panel beaters and spray painters

Every Major Insurer

We have successfully claimed from all major insurer's in Australia

The process

How it works

Four steps from accident to back on the road. We do the heavy lifting so you can keep driving.

1

Tell us what happened

Call us, start a chat, or fill in the form. We confirm your eligibility on the spot and take the at fault driver's details, so there are no lengthy insurer phone calls for you.

2

We deliver your car

A like for like replacement vehicle, often the same day, brought to your door. You keep driving while your own car is booked in.

3

We repair your car

Our in house panel beaters and spray painters restore your car to its pre accident condition, backed by a lifetime repair warranty.

4

We recover every cost

We recover every cost from the at fault driver's insurer, so the whole thing is settled without a cent from you.

1

Tell us what happened

Call us, start a chat, or fill in the form. We confirm your eligibility on the spot and take the at fault driver's details, so there are no lengthy insurer phone calls for you.

2

We deliver your car

A like for like replacement vehicle, often the same day, brought to your door. You keep driving while your own car is booked in.

3

We repair your car

Our in house panel beaters and spray painters restore your car to its pre accident condition, backed by a lifetime repair warranty.

4

We recover every cost

We recover every cost from the at fault driver's insurer, so the whole thing is settled without a cent from you.

Check before you call

Are you eligible?

Involved in an accident with another vehicle and it was not your fault? You are most likely eligible for a replacement vehicle at no cost to you. Here is how it works.

When we can help:

We can help if you are not at fault and

  • Another vehicle was involved in the accident

  • Your vehicle was damaged and needs repair

  • The other driver has admitted they were at fault

  • You have the at fault driver's contact details and their insurer's name

  • You have no insurance, or you do, either way we can still help

If your car is unroadworthy after the accident

If you cannot drive and you are not at fault, call us. We can often get a replacement car to you before the recovery details are finalised.

When we cannot help:

We are unable to provide a replacement vehicle in these situations:

  • Hit and run cases

  • You do not have details of the other driver in the accident

  • Either driver was under the influence of drugs or alcohol

  • A wild animal was involved, such as a kangaroo

  • No other vehicle was involved, such as a single vehicle collision

  • Personal injury claims

  • The at fault driver does not have insurance

  • Transport Accident Commission (TAC) claims

Not sure where you stand? Call us anyway. A two minute conversation is usually all it takes to find out.

Takes less than 2 minutes

Why State Claims

Everything handled, nothing to pay

$0 cost to you

If you are not at fault there is nothing to pay and no upfront fees. All costs are recovered from the at fault driver's insurer.

Lifetime repair warranty

Every repair we carry out is guaranteed for as long as you own the vehicle. Our workmanship, our word.

Same day replacement

A like for like car delivered fast, often the same day, so a not at fault accident does not put your life on hold.

In house craftsmanship

Our own panel beaters and spray painters do the work under one roof, so quality is controlled from start to finish.

We do the paperwork

We communicate with the insurers, handle the claim and the paperwork, and keep you updated, so you never have to chase anyone.

Servicing all of Victoria

Melbourne CBD, greater Melbourne and the surrounding suburbs, and across regional Victoria. Wherever you are, we can help.

What our clients say

Victorian drivers, back on the road

M

Highly recommend State Claims. Adam and his team were very professional, fast and reliable. Hired car was supplied which made the whole process easy, smooth and stress free. Thank you State Claims, Adam and your amazing team. Very grateful.

F

Excellent service. I was provided with a hire car, a brand new car similar in size to mine, for five weeks, as soon as I supplied the insurance claim number of the at fault person. State Claims dealt with the other insurance until I was paid out. Thank you.

A

Great experience with Adam and State Claims. Super grateful for their help and top customer service. Got into an accident that was not my fault and Adam went above and beyond to assist me in getting my compensation. Would recommend everyone who has been in an accident to go to State Claims.

Where we work

A Melbourne business, servicing Victoria

Based in Craigieburn, we look after not at fault drivers across the entire state of Victoria, metro and regional alike. Wherever you came off second best, we can get a replacement vehicle to you.

Speak to a real person today

Call our team, based right here in Australia, and talk to someone who knows Victorian roads, insurers and repairers. No overseas call centres and no waiting on hold.

Good to know

Frequently asked questions

Still not sure where you stand? Give us a call and we will talk it through.

Yes. If you were not at fault, you may still be able to make a claim even without comprehensive insurance. State Claims can help you through the claims process and arrange a replacement vehicle if you are eligible.

If another driver caused the accident, we will help you recover your losses and deal with the insurance company on your behalf. Our goal is to make the claims process as simple and stress free as possible.

Yes. If you are eligible, we can arrange a replacement vehicle while your car is being repaired or until your claim is settled, so you can stay on the road.

No. We do not charge any upfront fees for eligible not at fault claims. We will explain the process clearly before your claim begins.

Every claim is different, but we start working as soon as you contact us. Our team will keep you updated and aim to resolve your claim as quickly as possible.

Simply fill out our online form or give us a call. We will review your situation, explain your options, and help you start your claim if you are eligible.